Q-2000, Qualified Medicare Beneficiaries

Revision 24-3; Effective Sept. 1, 2024

The Qualified Medicare Beneficiary (QMB) program pays Medicare premiums, deductibles and coinsurance for people who meet all eligibility requirements.

To be eligible for QMB coverage, a person must:

  • be entitled to benefits under Medicare Part A or enrolled in Medicare Part B-ID; and
  • meet income and resources requirements.

The income limits for QMB are updated annually based on 100%of the federal poverty level (FPL).

The resource limits are updated annually based on the consumer price index (CPI).

The person must provide proof of Medicare Part A entitlement or enrollment in Medicare Part B-ID. Proof may include a Medicare card or an enrollment letter from the Social Security Administration (SSA) showing current entitlement.

If the person does not have proof of entitlement to Part A or enrollment in Part B-ID, refer them to SSA if they:

  • are 65;
  • have an established disability, as determined by SSA; or
  • have end-stage renal disease.

A person receiving Medicaid may also be eligible for QMB benefits if they meet the requirements of this section, including the following:

Related Policy

Medicare Savings Program Information, Appendix IX
Qualified Medicare Beneficiary (QMB), A-8100
Medicare Savings Programs Overview, Q-1000
MSP Resource Limits, Q-1300
MSPs and Medicare Part B-ID, Q-1500
QMB Income Limits, Q-2500
QMB Medical Effective Date, Q-2700
Qualified Disabled and Working Individuals (QDWI) – MC-QDWI, Q-6000